Mortgage and Finance Brokers

Why Use a Mortgage or Finance Broker?

When applying for a home, investment or business loan most people head straight to their bank.

This is a convenient strategy but most finance experts warn that you could be missing out on some significant benefits.

Here are just some benefits of using a mortgage or finance broker:

1.Choice

Choice is by far the biggest advantage of using a broker. When you are dealing with your broker you will have access to more than 20 lending institutions and hundreds of different finance products.

By contrast when you deal with banks you get access only to their own limited range of products.

2.Experience and Ownership

Banks are huge corporate structures that can rarely take time to understand their clients and provide personalised advice and service. Bank staff often change and the person you are dealing with today may not be the same person you will be speaking to tomorrow.

By contrast mortgage brokers are mainly small businesses who are in business for the long haul. They win and retain clients by providing the best advice and great ongoing service.

3.Specialisation

For a bank lending is only one part of their business. Bank staff often service anyone who comes through the door and don’t have specialised training or experience to provide in-depth lending advice.

When you speak to a mortgage or finance broker, you are speaking to a specialist whose sole focus is to secure the best mortgage or loan for your needs.

4.Save Time and Stress

Your mortgage broker will save you many hassles. They will provide you with the best advice tailored to your personal needs. They know what needs to be done and will take care of the whole process to make sure it happens while keeping you informed along the way.

How RGM Can Help You

RGM Finance Brokers provides tailored mortgage and finance solutions for individuals, the self-employed and businesses throughout Australia.

Our focus is to provide the highest standard of customer service and to make the task of finding the right loan a hassle-free experience. Read our quarterly loans newsletter.

RGM is a full member of the Mortgage & Finance Association of Australia (MFAA) and its team of Credit Advisers has substantial finance industry experience. We are also accredited AFG Mortgage Brokers.

We have access to an extensive panel of Banks, Building Societies and boutique specialist lenders. We aim to ensure that the finance package we recommend will best match your needs and unique circumstances.

Be it purchasing of a new home, re-financing of your existing mortgage to achieve interest rate benefits, or complex business/investment and personal financial arrangements, our solid lending experience will provide security of mind.

With expertise backed by commercial and bank qualifications, extensive business and investment experience and an important focus on understanding the unique position of each of our valued customers, we strive to provide a level of service that ensures a long-term client relationship.

Our specialist services will qualify your lending position and we can arrange finance options to:

  • Find the right loan when purchasing that new home or investment property
  • Finance your property purchase through your Self Managed Super Fund
  • Consolidate your other debts and borrowings into your mortgage to reduce the burden of onerous monthly repayments
  • Restructure personal or business debts to maximise cash flows
  • Purchase or start-up a business
  • Pay off your home loan sooner by employing mortgage reduction strategies

Contact one of our loan specialists today and take the step towards financial security.

Download your Loan Interview Checklist Here

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